The public discourse about our financial system is is systematically under-informed and malnourished. A few commentators offer great insights, but only a few. To most of us, it all seems too complicated.

Yet if we are passive as voters, current account holders, savers, borrowers, then we effectively permit and fund the continuation of our financial system as it is. If change is needed, then it is we who must vote for it and support it with our finances. Though it won’t be easy, we can and must engage in discussion towards a healthier financial system.

A healthier public discussion first requires that we see rightly. What is actually happening? What is good? What should change?

To see rightly, we need good glasses (or at least some new frames!). In discussions about the economic and financial system, good categories and language make for good glasses. Unfortunately, the categories that do operate in our public discourse are often vague and misleading, and this is routinely exploited by vested interests.

My hope with this blog is to draw attention to where inaccurate, insufficiently granular or otherwise inappropriate categories may be blinkering our discussions. I might even attempt to offer alternatives.

I am in my early 30s and took early retirement from a management consulting career to do a PhD in economics at the University of Oxford. I live in London with my wife, where I continue to work on the thesis, when I’m not distracted by the occasional consulting gig… or writing this blog.

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